All AML/CFT reporting entities in New Zealand are required to submit their annual AML/CFT report between 1 July and 31 August 2025. This post outlines who needs to report, what information is required, how to prepare effectively, and where to get help.

Preparing early helps ensure your report is accurate, complete, and submitted on time.

 

Important Dates and Requirements

• Reporting period: 1 July 2024 – 30 June 2025
• Submission window: 1 July – 31 August 2025 (no extensions unless otherwise instructed by your Supervisor)
• Required by: All reporting entities under the AML/CFT Act
• Supervisors: Department of Internal Affairs (DIA), Financial Market Authority (FMA), or Reserve Bank of New Zealand (RBNZ) depending on your sector

 

Key Information You’ll Need

To complete your AML/CFT annual report, you’ll need to provide detailed information about your business and compliance activities for the reporting period:

• Business information
  Include your legal name, company or registration number, physical and postal addresses, the designated Compliance Officer, and details about your business structure and locations of operation.
• Risk Assessment and Compliance Programme (RA/CP)
  Confirm whether your RA/CP is current. If there have been any updates, modifications, or audit results during the year, these should be clearly disclosed.
• Services, customers, and delivery methods
  Provide an overview of the products or services your business offers, the types of clients you deal with (such as individuals, companies, or trusts), and how your services are delivered (e.g., face-to-face, online, or through intermediaries).
• Supervisor-specific questions
  Complete the questions specific to your reporting Supervisor. These sections are tailored to your sector and regulatory body. Depending on your Supervisor, there may be additional requirements you need to complete, so be sure to review all instructions thoroughly.
• Exemptions (if applicable)
  If your business has been granted a Ministerial exemption, ensure this is declared in the designated section of the report.

 

Recommended Next Steps

1. Check your obligations: Confirm whether your business is required to report.
2. Review your RA/CP: Ensure it is up to date and reflects current business activities.
3. Generate your data: Collect the required information from your internal systems.
   If you’re using AMLHUB, you can generate a Management Report for the reporting period to help streamline this step.
4. Prepare responses to Supervisor-specific questions: Complete the tailored sections applicable to your sector.
5. Submit your report before 31 August 2025: Ensure the report is submitted in the prescribed format required by your Supervisor to meet compliance standards.

 

Need Help With Your Annual AML/CFT Report?

We offer hands-on support for preparing your AML/CFT annual report. Our service includes:

• Information gathering
• Drafting and formatting
• Review and submission guidance

Book early to secure availability during the reporting window. Terms and Conditions apply.

Book Your AML/CFT Support.