Legislation

Find relevant links, guidelines, and resources on the New Zealand AML/CFT legislation for reporting entities supervised by the Finanacial Markets Authority, the Department of Internal Affairs, and the Reserve Bank of New Zealand.

Code of Practice and Guidelines

Customer Due Diligence Fact Sheets

Financial Markets Authority Specific Guidance

Reserve Bank of New Zealand Specific Guidance

Department of Internal Affairs Specific Guidance

Legislation

Anti-Money Laundering and Countering Financing of Terrorism Act 2009

AML/CFT (Definitions) Regulations 2011

AML/CFT (Exemptions) Regulations 2011

AML/CFT (Requirements and Compliance) Regulations 2011

AML CFT (Requirements and Compliance) Amendment Regulations 2017

AML/CFT Amendment Act 2017

AML/CFT (Prescribed Transaction Reporting) Regulations 2016

Anti-Money Laundering and Countering Financing of Terrorism (Definitions) Amendment Regulations 2018

Anti-Money Laundering and Countering Financing of Terrorism (Cross-border Transportation of Cash) Amendment Regulations 2021

Anti-Money Laundering and Countering Financing of Terrorism (Exemptions) Amendment Regulations 2021

Anti-Money Laundering and Countering Financing of Terrorism (Definitions) Amendment Regulations 2021

Anti-Money Laundering and Countering Financing of Terrorism (Requirements and Compliance) Amendment Regulations 2021

Code of Practice and Guidelines

Enhanced Customer Due Diligence Guideline

AML/CFT Programme Guideline

AML/CFT Audit Guideline

Beneficial Ownership Guideline

Countries Risk Assessment

Designated Business Group – Formation Guidelines (updated Dec 2017)

Designated Business Group – Scope Guidelines (updated Dec17)

Amended Identity Verification Code of Practice 2013

Identity Verification Code of Practice – Explanatory Note (updated Dec 17)

Wire Transfer Guideline

Territorial Scope of the AML/CFT Act 2009

Interpreting ordinary course of business Guideline (updated Dec 17)

National Risk Assessment 2018

Suspicious Activity Reporting Guideline

Risk Assessment Guideline

Annual AML/CFT Report – User Guide

DGD Formation Guideline 2020

FIU - National Risk Assesment 2019

AML/CFT Supervisor Guidance - COVID19 Alert

NZ Police Update following the Christchurch Terrorist attacks

AML/CFT Audit Guideline for risk assessment and AML/CFT programme

AML/CFT Expiring Regulations Update

AML/CFT Independent Audit Obligation

Amended ID Verification Code of Practice 2013 (July 2021)

Outsourcing Your CDD Requirements

Changes to AML/CFT Act Regulations 2023

Guidance: wire transfer requirements for designated non-financial businesses or professions

Beneficial Ownership Guidelines April 2024

Companies CDD Guidelines April 2024

Enhanced CDD Guidelines April 2024

Limited Partnership CDD Guidelines April 2024

Trusts CDD Guidelines May 2024

VASP Regulations Update 2024

AML/CFT Programme Guidance Updates Oct 2024

Terrorism Financing Risk Summary 2024

Customer Due Diligence Fact Sheets

Limited Partnership CDD Guidelines April 2024

Trusts CDD Guidelines May 2024

Beneficial Ownership Guidelines April 2024

Companies CDD Guidelines April 2024

Enhanced CDD Guidelines April 2024

‘Acting on behalf of a customer’

Factsheet: Birth Certificates with Redacted Information

CDD - Clubs and Societies

CDD - Companies

CDD – Co-operatives

CDD - Sole Traders and Partnerships

CDD - Trusts

Clarification on Trusts as a Customer

Guidance on Expired Passports

Financial Markets Authority Specific Guidance

Financial Markets Authority Sector Risk Assessment 2017

AML/CFT Monitoring Reporting December 2016

AML/CFT Annual Report - How To Guide for small financial advisor businesses

Information sheet – Class exemptions for managing intermediaries July 2015

Class exemption for managing intermediaries - October 2018

User Guide – Annual AML/CFT Report

AML/CFT Monitoring Report December 2016

Getting the best outcome from your AML/CFT Audit

Open Letter to managers of collective investment schemes (CIS)

Guide for small financial adviser businesses

AML/CFT Annual Review February 2016

AML/CFT Monitoring Report April 2019

Statement on the Kiwi Access Card

Reserve Bank of New Zealand Specific Guidance

Reserve Bank of New Zealand Sector Risk Assessment 2017

RBNZ AML/CFT Annual Report 2017

Further guidance is available via the RBNZ Website

Guidance on Expired Passports

Department of Internal Affairs Specific Guidance

Accountants Guidelines

Department of Internal Affairs Sector Risk Assessment Phase 1

User Guide - Annual AMLCFT Report by DNFBP

Lawyers and Conveyancers Guidelines

Department of Internal Affairs Sector Risk Assessment Phase 2

Designated Non-Financial Businesses and Professions (DNFBPs) and Casinos Sector Risk Assessment December 2019

Risk Assessment & Programme Prompts & Notes for DIA reporting entities

Real Estate Agents Guideline - Complying with the AML/CFT Act 2009

Registered Office Accountants Factsheet

Bookkeepers Explanatory Note

2018 Phase 1 Sector Risk Assessment

Explanatory note on tax transfers

High Value Dealers: AML/CFT Factsheet March 2019

Virtual Asset Service Providers April 2019

DIA Regulatory Findings Report 2018 - 2019

Customer Due Diligence Webinar - DIA

Financial Institutions Sector Risk Assessment December 2019

Sight unseen property purchases – ML/FT risk update

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